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Industry Specific Services Dairy

The professional manner your firm demonstrated in the skillful preparation and negotiation of our client's claim far exceeded both our and their expectations. The real and personal property documentation was a work of art. Furthermore, The Greenspan Co./Adjusters International's accountant devoted a tremendous amount of time in the research, understanding, and overview of our client's business operations so as to be in a strong and will informed position to best present the business interruption claim. In working with you, Randy, it was obvious that your personal direction and application of the insurance policy provisions, along with your accountant's talent, was a combination that effected a settlement that not only far exceeded our expectations, but was six times the amount the insurance company had reserved for our client's loss.

Insurance Claim Services For Dairy Farms

When your dairy farm suffers property damage, your main focus should be on getting your operations up and running—yesterday.

You don’t have time for a drawn out insurance claim process or for the stacks of complicated paperwork required. When your livestock is wiped out and your chaff cutter machine and milk pails are damaged, you need to recoup your losses fast. 

At Adjusters International, our experts help dairy farms like yours, get the money they’re entitled to—sooner.

Your Situation

Situation 1
1
You just suffered serious damage to your dairy farm and you are wondering what to do next.
Situation 2
2
You call your insurance company and wait for an adjuster to come out hoping they will have your best interests at heart.
Situation 3
3
You move from the asset side of your insurance company's ledger to the liability side of their ledger.

How We Can Help

The More You Know, The Better The Results.

  • Settlement We will negotiate the best possible settlement.
  • Peace of Mind We can help you get back to your lives, family, and business sooner.
  • Administration We cover every part in preparing and settling your claim.
  • Team A team of experts on your side.

Dairy
Factors To Consider

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Increased efficiency and productivity with new equipment. Does the insurance company get a “credit?”
  • Temporary filling and packaging lines in other owned or non-owned locations? What happens at the end of your claim?
  • How does the smoke and the water used to fight the fire affect your equipment? Your computers and other electronics?
  • Is there coinsurance in your policy?
    • If there is, what does it mean?
    • If there is, did your insurance adjuster tell you? If not, why not?
    • How is coinsurance calculated on replacement cost? On actual cash value?
    • Properly managing coinsurance can prevent disaster. Not properly managing coinsurance can put you out of business!
  • What are expediting expenses? How do they differ from extra expenses?
  • Can you continue to pay your employees?
    • “Ordinary” employees versus “key” employees. How do they get classified? What is covered?
  • Does your risk manager have the requisite skill sets to negotiate a large property claim?
  • What are the pros and cons of replacing versus repairing filling and packaging lines?
  • How can you use industry statistics/surveys to support projected yields?
  • Hazardous materials such as asbestos and lead can be expensive to address. Make sure your insurance carrier does not cut corners when addressing this issue.
  • Frequently insurance companies use independent building and equipment consultants to prepare a bid.
    • Who are these consultants?
    • Who are they working for?
    • Do they only work for insurance companies? Why this should be a red flag.
  • What are extra expenses? What can be included?
  • What is your broker or agent’s role?
    • Will he/she be adjusting the claim?
    • How many claims has he/she handled?
    • Will his/her role be active of passive?
    • When faced with supporting your position or the insurance company’s, where will he/she stand?

Dairy Client References