This class gives you an overview of property insurance issues and challenges, so that you are better able to recommend the right types of coverage for your client’s unique situation. Specifically, the concept of “insurable interest” is explained and supported with examples (homeowner, business owner, rental property, etc.) with the intent of helping you avoid the pitfalls of recommending or purchasing coverage that is different from the intent of the parties. Paul delves into the complex and often misunderstood realm of actual cash value, replacement cost, and co-insurance.
Every property insurance policy brings into play a myriad of questions and issues, including but not limited to: Who may insure the property? What is the nature of the property which may be insured? To what extent may one insure their property interests? Since insurance policies don’t fully address all of the issues, this class provides a framework to identify and eliminate potential gaps in coverage.
Who Should Attend
- Agents/Brokers (Courses qualify for insurance CE units)
- Business Professionals
- Risk Managers
- Fraternal Organization Members
- Trade Association Members
Why You Should Attend
Paul Migdal, Esq. is an experienced public insurance adjuster, disaster recovery consultant, attorney, insurance industry insider, and is a Principal with The Greenspan Co./Adjusters International. With more than 40 years of experience in the insurance industry, Paul is a recognized expert on the topics of insurance, risk management, financial recovery and claims.
In Paul’s continuing education classes, he shares valuable knowledge about how insurance policies and types of coverage actually apply in different disaster scenarios. Insurance concepts and details are presented clearly and with examples, so insurance agents & brokers and other insurance and business professionals are more successful when a fire, flood, collapse or other disaster strikes the insurance policyholder.
Paul’s teaching style is conversational and entertaining and his courses consistently earn A+ reviews from participants. Approved by the Departments of Insurance for Arizona, California, Nevada, and other states as well, Paul’s roster of CE courses is growing. In addition to Paul’s qualifications as an experienced attorney and licensed public insurance adjuster, Paul has several teaching credentials. These include accreditation as a college-level educator by the California Department of Education and Paul has taught at several colleges. Paul is frequently invited to speak on insurance topics at industry conferences and teach CE courses at insurance brokerages across the Western States. Audiences include: Arthur J. Gallagher & Co., CPCU Society, IBA West’s Big “I” Day, IIABCal, General Southwest Insurance Agency, International Assoc. of Insurance Professionals, InterWest, NV Independent Insurance Agents Assoc., Willis Insurance Brokers, and many more.
What Past Attendees Have To Say
Always enjoyable, thought provoking & a great learning experience.Toni HeynekerG2 Insurance ServicesSan Francisco, CA