A house fire is one of the most traumatic events you can experience as a homeowner. When shelter and the livelihood of your family are at stake, our team of public adjusters is there to lift the burden and work on your behalf to get you the most beneficial claim settlement to get your life back together.
Our professional public adjusters are ready to help maximize your house fire insurance claim and help get your life back on track.
Pieces of your life have just been lost in a blaze. Your family is without a home. What does your homeowners insurance policy cover? Do you know where to start? How will you know for sure you will get enough to provide for your family?
Whether it is partial or extensive fire damage, the time and stress in dealing with your house fire insurance claim can take you away from focusing on your family’s immediate safety and well-being. We are there to lift the burden by handling your claim. For decades, families have looked to us for professional assistance after a house fire throughout California, including San Francisco, Oakland, Sacramento, Pleasanton, San Jose, Santa Clara, Fresno, Bakersfield, Santa Barabara, Los Angeles, Long Beach, Orange County, and San Diego — as well as in and around Phoenix, Arizona, and Las Vegas, Nevada.
If you have fire damage, contact us today. We are your trusted advocates and resource in the insurance claims process. Our public adjusters thoroughly document the damage to your home and its contents. We identify the hidden damages that may cause later problems, which may have been missed by your insurance company’s adjuster. We provide a full proof of loss to help maximize the amount you are entitled to recover from your fire insurance claim. And our public adjusters negotiate that claim on your behalf to ensure just that.
Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
How can I minimize the emotional toll on my family?
How large of an advance should I expect?
What is a “scope of loss?”
How can the adjuster represent both me and the insurance company?
Can my agent really help me with preparing my claim?
Why is a claim strategy so important?
Understand all of the stake players (board up contractor, contents remediation company, insurance agent, insurance adjuster, public adjuster) and their respective interests. Get educated.
Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you only rely the insurance company’s cadre of experts?
Can smoke damage be cleaned completely from soft goods? Hard goods? Structural elements?
What if someone in my family has severe allergies or compromised health?
What about mold caused by the water damage? Is that damage covered?
What if I incur costs to dry everything out to prevent mold, are those costs covered?
What is pressurized smoke?
What is the difference between letting the cleaning company remove the contents to estimate the damage and hold them versus removing and cleaning them? Should I let the cleaning company take and clean everything?
Can the contract for emergency board up authorize the contractor to do more work than I need done immediately?
How long am I really going to be out of my house?
Do I have to use my advance to buy furniture for the rental home? Why can’t I just rent the stuff?
How much of my time will this take?
Property Damage Losses Homeowners Claims Recovery Process
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
You and your staff were extremely sympathetic and very professional in the way our claim was handled. We know there is no way that we could have received anywhere near as much compensation from the insurance company as what you were able to get for us. You got us more than we ever expected. One of the best things you did for us was taking over and doing all the negotiations. As you know, we met the adjuster from the insurance company the day after the fire and never spoke to him again as you handled everything.
Joe & Evelyn Schorr
There is no doubt that your firm was instrumental in helping us receive a fair settlement with our insurance companies following the fire that devastated our home…. State Farm did not act fairly with us from the very beginning…Once your firm took over, things immediately began to happen…Every person or firm that you put us in touch with proved to be professional and invaluable to us. During our final negotiations, our adjuster from The Greenspan Co./Adjusters International forcefully pressed for a just settlement to our claims. The fire at our home was an unfortunate accident. Our hearts go out to others who experience damage or loss to their homes and possessions whatever the circumstances.
The Greenspan Co./Adjusters International would find a solution to each of her concerns. The Greenspan Co./Adjusters International successfully increased Jeannie’s settlement from an original $650,000.00 estimate to approximately $1.8 million