Public Adjusters for Flood Damage
As the National Weather Service confirms, flooding is a nationwide threat applicable and responsible for $3.5 billion per year in total flood insurance claims. Is your business prepared?
As a business owner, you may ask yourself: “Do I need flood insurance? What does flood insurance cover? If you have questions on how to file a flood insurance claim, contact our expert public adjusters! Flooding is unique from other perils because it is not typically covered in your commercial property insurance policy. This means you may have to obtain special coverage with your insurer or work with policies made available through the National Flood Insurance Program, which has its own set of rules. Also, water damage from a flood is an expansive topic that deserves a thorough assessment to determine the immediate and potential property damage, so your business will not suffer any further.
Post-disaster, this could leave you vulnerable to complex policy conditions and oversights that can stall the recovery process, and result in an inadequate flood claim. Our public adjusters understand that running a business and managing a claim can be two full-time jobs.
The Greenspan Co. public adjusters have lifted the burden by handling flood insurance claims for countless business owners throughout California, Arizona, and Nevada.
This includes policyholders in San Francisco, San Jose, Sacramento, Pleasanton, Santa Barbara, Malibu, Los Angeles, Beverly Hills, Encino, Torrance, Riverside, Orange County, Irvine, Palm Springs, and San Diego — as well as in and around Scottsdale and Phoenix, Arizona and Las Vegas, Nevada. We will provide you and your recovery team with the expert preparation and support of a fully optimized flood claim that will get you a maximum settlement after a flood loss.
What To Focus On After Flood Damage
What is my agent/broker’s role?
The insurance company hired a construction estimator. What do I need to know?
Wind Damage vs. Storm Surge vs. Flood. What is covered?
Why is a claim strategy so important?
Am I impacted by coinsurance?
Is a moisture survey necessary?
How Our Team Helps You
- Evaluate Fully reviewing your insurance coverage.
- Strategy Developing a claim management strategy.
- Compliance Determining policy compliance issues.
- Valuations Completing detailed valuations of building, equipment and inventory losses.
- Interruption Formulating business interruption models.
- Itemization Presenting and supporting an itemized claim package to your insurer.
- Negotiation Negotiating on your behalf with your insurance company.
- Communication Keeping you informed every step of the way.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Industries Our Public Adjusters Have Helped
Client References & Testimonials
- Athan Corporation
- California Professional Firefighters
- Connolly's Furniture
- D.R. Stephens & Company
- Damoka, USA
- Davis Children's Wear
- ECS Refining
- Festival of the Arts
- Firestar Productions
- Howick Properties LLC
- Meyer Floor Covering
- Mike's Stereo & Camera
- Nancy's Beauty Warehouse
- Old City Hall
- Pearce and Associates
- R&R Horn Construction
- The Rapport Company
- Rigatti Italian Suits
- Sun Hospitality Inc.
- Superior Moulding
- Tanner Chapel AME Church
- Tousi Rugs
- UTAP Printing Company
- World Auto Parts
Immediately you began a thorough and comprehensive analysis of our insurance policies and, as well, the organization of emergency and restoration crews. Upon the arrival of the insurance company's adjuster, your precise and detailed understanding of our policy smoothed the insurance company's initial misunderstanding of our coverage. Early the next day your inventory crew began a detailed listing of all damages of real property, equipment, furniture and fixtures, stock, and work in process. You and your certified public accountant began researching our books and records after sufficient discussion with our officers to thoroughly understand our operations. You then structured an audit system that allowed the insurance company to pay equitably against extra expenses and loss of income. Your experience and understanding enabled you to compute our stock loss to extract every advantage possible from our policy. The insurance perspective you chose garnered an additional recovery no one ever expected from our policy! This unexpected recovery, along with the advance payments you arranged immediately after the flood, allowed Sawyer of Napa to regain momentum and continue operations in what is proving to be one of our best years.Sawyer of Napa
In the dark hours before dawn in January, a sudden burst of torrential rain hit the town of Montecito in Southern California, dumping a half-an-inch of water within five minutes.