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Homeowners Services & Fees

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What Is A Public Adjuster? Thumbnail Image
What Is A Public Adjuster?

Overview

The process of filing an insurance claim can be daunting and overwhelming. Especially to those who have never before suffered major property damage. Our public insurance adjusters have years of experience in successfully advocating for policyholders.

We will handle all the details that are involved in submitting your insurance claim, down to the final settlement with your insurance company. With our team of experts working for you, you can be confident that you will receive the full settlement that you are entitled to under the terms of your policy.

As a lawyer, a career labor negotiator and an author of a text on that subject, I thought I was up to the task of working out a settlement with the insurance company that would provide me enough money to do the job. Wow, was I wrong!...I soon realized that the complexity of ascertaining the true cost of construction, putting it in the form that insurance companies were used to looking at (Xactimate), and cajoling the insurance company to open the purse was well beyond my competency and experience… The Greenspan Co. / Adjusters International was able to achieve a settlement with the insurance company that was approximately 75% more than we would have received had we accepted what the insurer originally was willing to pay. We were happy to pay the commission…I learned, after the fact, that the process would have gone even better had we brought The Greenspan Co. / Adjusters International on board from the very beginning rather than after the insurer had made its initial determination of the amount it would pay…When a homeowner or a business owner has to face off with an insurance company without the help of experts, it’s not a fair fight. One needs to have an expert speaking for him or her. These folks are pros. What was particularly interesting to me was that Ken and his team didn’t approach the insurance company in an adversarial way. It was always in a conciliatory and cooperative manner, and it was clear to me that such an approach yielded much better results than a combative or adversarial posture. Moreover, they spoke the same language and understood the same rules as the insurer’s adjuster…We couldn’t have done this without them.

How Our Team Helps You

  • Evaluate Icon Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Icon Strategy Valuing, documenting, and substantiating every detail.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Our Success Fee

  • Flexible To Fit Your Needs & Goals
    Typically a fixed small percentage of the settlement or changing rates as we reach certain benchmarks as agreed – incentivizing performance.
  • Dependent on Different Portions of Your Claim
    Dwelling; Personal Property; Loss of Use (Additional Living Expenses), etc. – based on complexity and levels of expertise needed.
  • Sometimes Hourly
    There are times when our fees are hourly.
Planning Thumbnail Thumbnail Image

How It Works

Your Claim
Claim Fee
Your AI Public Adjuster
Adjuster Fee
Your Claim Settlement
Settlement Fee
Service fees for public adjusters vary by state, but usually represent a small percentage of the settled claim.

Who We Have Helped

Our experts have helped thousands of homeowners through disasters of all sizes and types. Thousdands of glowing references attest to the fact that we stick by our core principles, the first of which is to always look out for our clients’ best interests.

We encourage you to look through our references and testimonials and to contact us for recommendation letters. An internal review showed that our clients felt we delivered what we promised and would work with us again—facts we are proud of, and we welcome the opportunity to put you in touch with past clients so you can ask them yourself.

We highly recommend that you check references of any public adjusters you’re considering for the job.