Homeowners Insurance Claims for Water Damage

Water damage may be sudden and accidental, but it can cause immediate and long-term damage to your home and the health of your family. We are here as your policyholder advocates to handle every part of the claim process in dealing with your insurance company to get you the optimum amount from your claim.
Our public adjusters pour over every detail of your homeowners insurance policy to prepare and maximize your water damage claim.

Water damage can come from storms, floods or from a frozen and burst pipe. Within moments, the ceilings, walls, and floors of your home can be damaged along with expensive electrical systems. Also, the moisture from water damage can lead to mold growth, making your home unsafe. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but organizing a plan for the handling of your water damage claim will be vital to your recovery.

Our expert public adjusters at The Greenspan Co./Adjusters International help homeowners with water insurance claims throughout Arizona, Nevada, and California - including those in Santa Barbara, CA, Tempe, AZ, and Redding, CA. We are fluent with water claims and insurance policy terms and conditions and can handle every step of the water damage insurance claim process. As your trusted advisors, we evaluate and document your property’s water damage in full detail, and negotiate with your insurance company for maximum recovery.

What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all of those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Valuing, documenting, and substantiating every detail.
  • Communication Keeping you informed every step of the way.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Homeowners We Have Helped

…Having never been through a major property claim, I was unprepared to stand up to the insurance company and their consultants. Gordon Scott initially promised a team approach with a well coordinated strategy and what I got was no less than hall of fame caliber…Your team educated me on the available coverage’s my policy provided. You were able to obtain maximum rental value while my home was untenable, correctly valued my personal belonging’s including my extensive wine collection, and ensured the mandated code upgrades were included in the final settlement. In the end I received over $3,500, 000 when I was originally offered less than $500,000…Dealing with an insurance company takes a true professional who has the necessary experience and expertise. Greenspan filled that role and was truly an advocate on my behalf.
Michael Tuite
Testimonial

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 888.473.3677 or fill out the form below:
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