Public Adjusters for Homeowners Fire Damage Property Insurance Claims
You just suffered serious fire damage to your home, and you are wondering what to do next. You call your insurance company and wait for an adjuster to come out hoping they will have your best interests at heart. After all, they accepted your premium for years in a very nice way. Now you expect that they will “do the right thing.”
You will soon discover that you have moved from the asset side of your insurance company’s ledger (you paying your premiums on time) to the liability side of their ledger (they need to pay you for your damages). Often, the money they owe you now will far exceed any premium payment you paid or would pay in the future.
Knowing everything you possibly can about the “fine print” of your insurance policy before you have any substantive dialogue with your insurer is an absolute necessity. Know what you are covered for and how to claim it. What you say to your insurance company’s adjuster and how you say it can make a dramatic difference in how much you get paid. The more you know, the better the results.
…Diane and I are deeply grateful for your efforts, patience and the eventual settlement. We suffered a devastating and emotional loss. We lost everything. Our prized home and all our possessions were burned to the ground. Not only were we victims of a disastrous fire, but we almost became victims of our insurer. The insurance company initially offered us a sum that was not even remotely enough to re-build our house. Even with my years of negotiating sophisticated contracts, I was tremendously impressed with your efforts to secure us an incredible settlement well in excess of the policy limits and almost double the amount originally offered, all without the need of going to unnecessary litigation. Your team was steadfast in its focus. You are true professionals. After going through the extended insurance claim process, we now know that no one should handle their own claim without the benefit of your expertise…
We ensure that you are treated fairly by the insurance company and we secure the best settlement possible to meet your needs and goals.
Why The Greenspan Co./Adjusters International
- We allow you to focus on your family and your job – letting us focus on your insurance claim.
- As the oldest and largest public adjusting firm in the West, we have managed more fire insurance claims than any other firm.
- With more local offices than any other firm, our team is onsite immediately to handle the situation.
- We break down any roadblocks set up by the insurance company and negotiate a settlement that is often multiple times greater than the initial offer.
- Our public adjusters, construction estimators, and contents specialists are disaster recovery experts that thoroughly review your insurance policy and catalog and evaluate all damaged and destroyed property to create a claim that enables us to negotiate an optimal settlement.
- Our team is with you from your first call to our office and through the rebuilding process. We are with you when you take your first steps into your new home.
- We use integrated Matterport 3D technology used in virtual tours to help document the damage.
- We arrange for and manage the clean-up process.
- Our teams are highly educated in local zoning laws and labor and materials costs to produce accurate claim estimates.
- You and your family are our top priority. We are always available to answer your questions.
- We will be there when you step foot into your new home.
What To Focus On After a Fire
Before engaging your insurance company, consider the following questions:
- How can I minimize the toll on my family?
- Does homeowners insurance cover fire?
- Do I know how to deal with an insurance adjuster after a house fire?
- What is the difference between a public adjuster's and a building contractor's damage evaluation?
- Who are all the stakeholders in the insurance claims process?
- How is the actual cash value of my home determined?
- Am I going to rebuild or relocate?
- How can the insurance adjuster represent both me and the insurance company?
The Difference We Make
We work exclusively for YOU, not the insurance company. Our insurance professionals have managed and negotiated thousands of claims for nearly every type of disaster. Local in our approach, we have an unmatched network of expert resources to efficiently mobilize and be at your side.